Tom Pyne
President & COO

Tom is an executive with over 30 years of experience in all facets of mortgage banking. As an accomplished top producer, Tom understands what it takes to be a successful loan originator and is committed to providing an environment which nurtures and supports its loan officers.

He has effectively increased production and process efficiencies while leading Intercoastal through what has been an unprecedented period of transition in the mortgage industry. His leadership skills have created an environment where successful people want to work.

Josh Cilman
Executive Vice President

Josh joined ICM in 2001 as a loan officer. His understanding of the mortgage process promoted Josh from loan officer to Senior Vice President to now Executive Vice President. Over the years Josh’s team building skills have been instrumental in guiding many new loan officers to their own successful careers, while maintaining his own flourishing book of business. This is a true testament to Josh’s knowledge and expertise.

Keith Brown
Senior Vice President

In the mortgage industry, lenders come and go.  It is rare for loan officers to stay with any one company.  By contrast, Keith has been with Intercoastal Mortgage for over 20 years. Keith’s experience has provided him with a clear understanding of the mortgage process, available loan programs and possible obstacles a client may encounter.

Todd Marumoto
Van Metre Relationship Manager

Todd brings 25 strong years of mortgage knowledge to ICM. As the Van Metre Relationship Manager, Todd and his team have captured over 80% of Van Metre business. Van Metre loans surveys indicate only the highest rating level of customer service


Cathy Klunder
Vice President & Operations Manager

Cathy has over 20 year’s mortgage operational experience. She is an integral part of ICM, as an effective problem solver with strong interpersonal skills, straight forward communication and the ability to develop highly motivated work groups.