Mortgage interest rates are fluid and change on a daily basis. Depending on the volatility of the market, rates can even change several times during the day. Because of all the different variables that figure into determining the best interest rate and program for your specific circumstance, we ask that you contact your loan officer for an interest rate quote and a good faith estimate of closing costs. If you do not have a specific loan officer, then contact one of the managers of the branch most convenient to you. Interest rates are typically issued between 11:00 – 11:30 am daily.