Items Needed for Your Loan Application

• Copies of your last two pay stubs covering a thirty-day period.
• Copies of your last two years W-2s or 1099s.
• Copies of your bank statements for all asset accounts i.e. checking, savings, 401k, mutual funds, IRA, etc. (all pages) for the last two months or most recent quarter.
• Address of your residence for the last two years, if you have rented in the past two years we will need the name, address and phone number of your landlord(s).
• Name, address and phone number of your employer(s) for the last two years.
• If you have had 25% ownership of a company from which you derived income, we will need copies of your complete personal and business tax returns for the last 2 years, and a year to date profit and loss statement.
• If you currently own rental property, we will need copies of your complete tax returns for the last 2 years, and current rental agreements.
• If your car is less than 5 years old, and you own it free and clear, we require a copy of your car title.
• If you are refinancing your home we will require a copy of your deed of trust, survey, and owners title insurance policy. The survey and owners title insurance policy will reduce your settlement costs.
• If you receive alimony or child support, we will require a copy of your divorce decree and separation agreement, and proof that you have received it for a twelve month period. Bank statements or canceled checks will suffice.
• Any other form of income must be documented.